Terms of Use

These Terms of Use govern your access to and use of all websites, platforms, applications, digital products, and services provided by Luminous Digital (“we,” “us,” or “our”). By accessing or using our services, you agree to comply with these Terms. If you do not agree, you must discontinue use immediately.

1. Eligibility

You must be at least 18 years old to use our products and services. By using our platforms, you confirm that you meet this requirement.

2. Use of Our Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You must not:

• Use our services in any way that violates applicable laws or regulations.
• Share, resell, copy, or redistribute our digital products without authorization.
• Attempt to bypass security features or gain unauthorized access to our systems.
• Use our platforms to transmit harmful, fraudulent, or malicious content.

3. Account Responsibilities

If you create an account or membership, you are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account. Notify us immediately of any unauthorized use.

4. Payments & Billing

Purchases made through our platform are subject to the pricing displayed at the time of purchase. By completing a transaction, you authorize us or our payment partners to charge your chosen payment method.

Subscription services will renew automatically unless canceled before the next billing cycle. Refunds follow the terms described in our Refund Policy.

5. Digital Product Access

Digital products are delivered immediately after purchase unless otherwise stated. Access may include:

• Online courses
• Digital files (e-books, PDFs, templates, etc.)
• Membership areas
• Software tools or platforms

We reserve the right to revoke access to any user who violates these Terms or engages in abusive, fraudulent, or unlawful behavior.

6. Intellectual Property

All content, branding, materials, digital products, videos, software, and documentation made available by Luminous Digital are protected by copyright and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without written permission.

7. Prohibited Behavior

You agree not to engage in any of the following:

• Impersonating another person or entity.
• Interfering with the functioning or security of our website or services.
• Uploading malicious scripts, viruses, bots, or automated tools.
• Exploiting bugs, errors, or vulnerabilities for personal gain.

8. Termination of Access

We may suspend or terminate your access to our services at any time if we believe you have violated these Terms or engaged in harmful or fraudulent activities. No refund will be issued in cases of abuse or policy violations.

9. Third-Party Services

Our platform may integrate or rely on third-party tools, such as payment processors, analytics services, and communication systems. We are not responsible for the content, policies, or behavior of these third parties.

10. Limitation of Liability

To the fullest extent permitted by law, Luminous Digital is not liable for any damages resulting from:

• Use or inability to use our services.
• Loss of data, revenue, or business opportunities.
• Technical failures, downtime, or unauthorized access.
• Errors or omissions in content or materials.

Our products are provided “as is” without warranties of any kind, explicit or implied.

11. Indemnification

You agree to indemnify and hold harmless Luminous Digital, its team members, partners, and affiliates from any claims, damages, liabilities, or expenses arising from your misuse of our services or violation of these Terms.

12. Changes to These Terms

We may update or modify these Terms at any time. Changes become effective once posted on this page. Continued use of our platform indicates acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws applicable in your region, without regard to conflict-of-law principles.

14. Contact Information

If you have any questions about these Terms of Use, you may contact us at:

Email: support@luminousdigitalbr.com